Veterinary financing · Canada

Because we want the best for you and your pet.

Finance their veterinary treatments and pay in installments, without straining your cash flow. Instant approval at the clinic or from home — made with love for the ones you love most.

Check your limit in under 2 minutes — no impact on your credit score.

Wanloo

Northern paws,
warm hearts.

We care for what you love most

Instant approval so your pet gets the care they need, without waiting or worrying.

Your peace of mind, their well-being

As you pay, your limit refills for the next checkup, vaccine, or unexpected visit. Always ready for them.

A network that loves them too

Your Wanloo card works at partner clinics that share our love for pets.

How it works

Caring for them has never been this easy

01

Tell us about you and your pet

Sign up in 2 minutes from the web or at the clinic. Checking your limit does not affect your credit score.

02

Get instant approval

In seconds, you'll know how much you can finance and over how many months. No fine print, no surprises.

03

Pay at the clinic with peace of mind

Use your Wanloo card at any partner clinic's terminal and focus on what matters: your pet.

04

Your limit comes back, their care continues

Every payment refills your available limit for the next vaccine, checkup, or unexpected visit. Because caring for them is a lifelong journey.

Calculator

Plan your pet's care at your own pace

Adjust the values and find the monthly payment that best fits your budget.

$2,000CAD
$300$15,000

months

Estimated monthly payment
$185/mo
Rate
19.9% APR
Total to pay
$2,222
Apply for this plan

For illustration purposes only. Final amount and rate depend on your approval.

Requirements

We're ready to walk this journey with you

All you need to have handy:

  • Be of legal age and a Canadian resident with valid government-issued ID.
  • Verifiable income (employed, self-employed, or retired).
  • An active email address and mobile phone number.
  • A pet treated at one of our partner clinics.

Checking your limit does not affect your credit score. We want the first step to feel easy.

Pre-approval · 60 seconds

Pre-approved in 60 seconds?

No impact on your credit score. Tell us a few basics and we'll let you know right away how we can help you care for your pet.

  • Soft check — no hard credit pull
  • Result in under 60 seconds
  • Continue to document upload if approved
The Wanloo Card

Meet the Wanloo Card

A card made with love, dedicated to your pet's well-being.

Wanloo
Available limit
$2,400.00
PET CARE · CANADA
  • Rotating limit

    Every payment you make becomes available again for their next need.

  • Use it right away

    Start caring for your pet the same day you're approved.

  • Closed and secure network

    Only works at partner veterinary clinics, designed for them.

  • No surprises

    See the payment and total cost before you accept. Full transparency.

  • At your own pace

    Flexible terms from 3 to 24 months.

Partner clinics

Clinics that care for your pet the way you do

We're building a Canadian network of veterinary clinics where you'll be able to use your Wanloo Card.

Coming soon
Founding clinics onboarding

Are you a vet?

Be one of the first clinics in Canada to offer Wanloo at the point of care. Get paid upfront, approve more treatments, and help more families.

List my clinic

Pet owner? Start your application — your Wanloo Card will be ready when clinics launch.

Testimonials

Families who love like you do

When Luna needed emergency surgery, Wanloo approved my limit right at the clinic. I only had to think about her. That's priceless.
Maria C.
Luna's mom · Toronto, ON
Vet bills used to be terrifying. With Wanloo I plan ahead — and Charlie gets the care he deserves, no compromises.
James W.
Charlie's dad · Vancouver, BC
What sold me was that the rotating limit refills. After paying off Bella's spay, the credit was right there for her vaccines.
Sofía R.
Bella's mom · Calgary, AB
FAQ

Your questions, answered with care

What is Wanloo?
We're a company born from a love for pets. We give you a rotating limit to finance their veterinary treatments and pay in installments at partner clinics.
Does checking my limit affect my credit score?
No. The initial check is a soft inquiry and leaves no mark. We want the first step to feel pressure-free.
Where can I use the Wanloo Card?
At any clinic in our partner network. You can browse them in the Partner clinics section and pick the one closest to home.
What's the maximum amount I can finance?
It depends on your profile. The limit is assigned after a quick, simple credit review designed to walk with you, not against you.
Can I pay early and free up my limit?
Absolutely! As you pay down, your available limit refills for the next time your pet needs you.
What happens if I miss a payment?
Reach out to us and we'll find a solution together. We're here to support you. Late fees and interest apply according to Canadian law.
Who can apply?
Canadian residents of legal age with verifiable income who love their pet as much as we do.
What documents do I need?
A valid government-issued photo ID and proof of income (pay stub, bank statement, or tax return). Nothing complicated.

Still have questions? Talk to a real person →

They can't wait.
Neither should you.

Check your limit in under 2 minutes and start caring for your pet today. No impact on your credit score.

Check my limit now